The record that stays with the house.
What was done to the house, who did it, what it needs next, and which professionals already know the place. Most homes keep that in a drawer and one person's memory, and it disappears on closing day. Home Guardian keeps it, and hands it to whoever owns the house next.
It is your Internal Intelligence — I²™ — everything you already know about your home but cannot hold in your head, multiplied by attention that never sleeps. You stay the intelligence. Oz is the multiplier.
See it on a real houseThe ledger
Every improvement with the vendor who did it and the invoice that proves it. The shoebox, kept properly.
The calendar
What the house needs next season and next year, with the vendor who already owns the job.
The home team
The painter, the landscaper, the agent, the advisor. The roster of people who already know the place.
The pass-down
At closing the record goes to the next owner. The vendors keep their seats and the agent keeps both sides of the move.
102 Wiltop Rd, Netcong, NJ
Rather than describe the product, here it is running on an actual house: the property record, a nine-entry improvement ledger from the 2026 renovation with vendor names and invoice numbers, the maintenance calendar, the home team, and how the whole thing crosses the closing table.
Open the 102 Wiltop demonstrationWho it is for
Built for the homeowner first.
The record belongs to the family who lives there. It is theirs to keep, theirs to add to, and theirs to hand forward when they sell.
Home Guardian is in preview with a small group of homeowners and local professionals.
Home Guardian is a proprietary technology product and is not a product or service of any bank. It is a record-keeping and organization tool. It is not financial, investment, tax, legal or home-inspection advice, and it is not a warranty, a service contract, or a maintenance recommendation. Any forward-looking maintenance items shown in the demonstration are illustrative examples. Nothing here is a rate quote, an offer of credit, a solicitation, or a guarantee of savings, value or outcome. Not a commitment to lend. All loans subject to credit approval.
Sean T. Shallis · Private Wealth Mortgage Strategist · NMLS #2362814 · Equal Housing Lender.